Individual Life Insurance
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Why is it important to have
1. Life insurance through your employer is typically not enough coverage and may not be portable if you switch jobs.
A good rule of thumb is to have at least 10-15 times your income in life insurance. Most employees have about 1-3 times their income in life insurance through their employer. Individual life insurance allows you to obtain more coverage and stays with you even if you get a new job.
2. Leave an inheritance to those you love.
Life insurance is a great way to help your family’s financial future. Your beneficiaries will receive a tax free death benefit that will help them build a solid financial future.
3. Give yourself peace of mind.
If the unfortunate happens, it is imperative for your family members to have financial protection with life insurance. If you are the main source of income for your family, you need life insurance so your family is not left with huge amounts of debt. Life insurance will help your beneficiaries pay for debt like mortgages, credit cards and car loans.
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Cincinnati, OH 45242