top of page

Group Life Insurance

Screen Shot 2020-11-13 at 2.29.07 PM.png
Screen Shot 2020-11-13 at 2.29.07 PM.png
Screen Shot 2020-11-13 at 2.29.07 PM.png
Screen Shot 2020-11-13 at 2.29.07 PM.png
Screen Shot 2020-11-13 at 2.29.07 PM.png

...Why Should Your Business Offer
Group Life Insurance?

1. Employees will have peace of mind and appreciate employers who offer life insurance.

  • In case the unfortunate happens, it is imperative for employees’ dependents to have financial protection from life insurance. Also, employees will have lower premium payments because they will benefit from being rated on a group basis.

2. Life insurance is yet another important benefit to attract and retain talented employees.

  • People pay extremely close attention to benefit plans offered by employers. A great benefit package can be the difference between attracting talented employees and losing them. 

3. Group life insurance policies typically have “Guarantee Issue” coverage, which can be a huge benefit for employees struggling to find life insurance because of health conditions.

  • Employees can elect up to the Guarantee Issue amount of life insurance without having to answer medical questions. This is a tremendous benefit that allows employees to obtain life insurance even if they have underlying health concerns.

4. Employers who offer life insurance can fully deduct their contributions to group life insurance plans up to $50,000 in coverage as a business expense.

  • However, if life insurance is offered to employees on a voluntary basis, the premium is not deductible because the employee takes on the full cost.


Feel free to call us
(513) 984-5991
Monday - Friday

Send us an email any time at,
and we’ll get back soon.

Mon - Thur: 8am - 5pm

Friday: 8am - 3pm
9468 Montgomery Rd,
Cincinnati, OH 45242

bottom of page